As you know losing a wallet is a great trouble. Our wallet holds the entire life earnings. Isn’t it? Actually yes. It holds credit, debit and ATM cards, Identity cards, Insurance cards, Money and of course photograph of loved ones. We can’t afford to let it go all these important things. Right? But if it happens then what to do?
So here, I came up with important steps which should be taken immediately to get out of trouble.
Wait for 2-3 hours and search at every possible place of Lost:
Sometimes what happens, we immediately conclude that we lost wallet but before that be optimistic and search at every place you visit in the last few hours. Think where you have seen your wallet last time. Find at those places. Ask people whom you met in past few hours.
After 24 hours if you couldn’t find your wallet then follow the steps.
First of all Ask to Cancel your credit, debit and ATM cards:
Call immediately to the issuer of the card. The major card companies are MASTER CARD and VISA. You can get their phone numbers from the INTERNET. Tell them you have lost your card and ask him to cancel the card and issue a new one.
If you have generated card from a bank then call in the same branch and ask to stop the card immediately.
Also, inform them if any check is there in the wallet without adding a payee. So, they would stop payment from that account immediately.
File a Report to the Cop of your region:
The reason to call the cop is to be safe from your side if your identity card is misused in crime or illegal activity. This is the worst case but possible. Give the list of all the things which are lost along with a wallet. Give your details as well. If any genuine person finds it and submit it to police, then they can reach you.
If you are in Vietnam, call 113, your call will be routed to nearest local police station.
Report for Missing Driving License to your local Department of Motor Vehicles:
It is better that you directly go and give written application that you have lost your wallet and want to reissue the driving license. So, it will work faster. You may liable for fees. They will ask you to file a police report so follow the process as written.
If keys are lost, then change the lock:
If you have lost your keys which are in the wallet, then change the locks immediately. So, you will be on a safe side that no one can try to open the lock.
Call your insurance agents to generate new cashless card:
Cashless cards are one which we won’t like to use but we have to keep it handy. Call your insurance agent and ask to make a new card. Inform them that you have lost your card so, Your agent would immediately inform to the company. So any fraudulent can’t try to claim from the same card by changing identity.
List down everything you keep in the wallet:
After taking, steps for major things remember about all the minor things which you have a habit of keeping in your wallet. This may include library card, Work ID cards, unpaid bills or credited amount for the prepaid bills etc. Try to remember and ask to generate new library cards and Work ID cards if it lost. You can check your Emails and bank passbook if you pay your bills through online. Or you can call the service center for payment inquiry.
Change all important passwords:
By any chance, If you have noted your important passwords of Gmail Accounts, Net Banking, etc. then change it. Your Gmail account may have important emails. If someone gets it, then he/she can misuse it. Rather change all passwords. If you sure about that you have not noted anywhere, even though change it. Any fraudulent may find a clue or try to hack the account then he/she can’t access directly.
Now relax, you are on a safe side you have done all these steps precisely. Do not blame yourself for losing a wallet. It happens. But you have followed the post steps, that is important.